
Decoding Credit Reports: Mastering Scoring Models
Understanding credit reports
Best way to read a credit report (Stephanie's way)
Navigating various scoring models
Analyzing the impact on credit scores

5 Pillars of FICO
Breakdown of FICO's 5 key factors
Analyze how each factor influences the credit score
Strategies to optimize each FICO factor (Stephanie's way)

Handling Collections and Charge-Offs Like a Pro
Understanding the differences
Impact on credit scores (this will blow you away)
Best practices and strategies for managing and resolving collections and charge-offs

Student Loan Default: Navigating Your Client's Path to Financial Freedom
Understanding student loan types and their differences
Impact on the credit report and financial planning
Student loan default options
Strategies for repayment and default

Rebuilding After Bankruptcy: Roadmap to Recovery
Steps to rebuilding credit post-bankruptcy
Smart financial habits for a fresh start
Long-term strategies for maintaining financial health
Pro's and Con's of disputing a bankruptcy

Ultimate Dispute Guide: Fixing Credit Report Errors
How to identify errors on a credit report
Step-by-step guide to disputing inaccuracies (Stephanie's way - this is very specific)
Achieving successful resolutions
Exploring the myths and fallacies of disputing (why you'll never achieve the results you want with disputing alone)

Secret Strategies Using the FCRA and FDCPA Laws
Key provisions of the Fair Credit Reporting Act (FCRA)
Understanding the Fair Debt Collection Practices Act (FDCPA)
Assert your client's rights under these laws

Creating the Credit Action Plan: Putting it all Together
What is a personalized Credit Action Plan?
Overview and how to create each section of the Credit Action Plan for your clients
Monitoring your client's Action Plan progress
Automated Credit Action Plan generated instantly with your import
1-click accurate credit report imports
Accurate credit report refreshes can be automated every 30-45 days
State-specific compliant agreements and disclosures
E-signatures for agreements, disclosures and letters to ensure compliance
White labeled client and affiliate portals
AI automated dispute letters
Validation letters for FDCPA compliance
Secure instant messaging within client portal
Batch printing for letters
FCRA violation tracking
And much more

Lifetime Access to the Credit Action Plan Masterclass
This comprehensive course includes 8 modules and CRUCIAL information related to the changing landscape of credit repair. (See above for listing of what's included in each module).
This class is taught by Stephanie Black, who has over 20 years in the credit repair industry and chairwoman for OCCAM, the industry leader in compliance for the credit repair industry.

6-Month Subscription to my AI Powered Credit Butterfly Software*
6-month subscription to our software platform including all features released in beta phase 2 (Limited Public Release).
The subscription level will be our $297 monthly subscription plan which includes team access and up to 400 active clients.
*We are currently in Beta Testing Phase 1. We expect to move into Beta Testing Phase 2 in the next 4-8 weeks! We expect our limited public release by the end of 2024. If you are accepted into our Beta Testing Phase 2 release your free subscription will not start until the public release.

25% off Credit Butterfly Credit Repair Software for 6 additional months
You will receive 25% off of Credit Butterfly's Software for an additional 6 months (after the 6 months free subscription ends). Lock in the lowest price for your entire first year using our software with our pre-launch special pricing and discounts.
This special 25% offer for an additional 6 months will start at the end of the 6 month free subscription period.

6-Months of Weekly Group Coaching Calls in a Member's Only Group
I will host a weekly coaching call where I will answer any questions you may have and help you implement the Action Plan in your business model.

Bonus #1: Top Ten FCRA Violations
Top 10 FCRA violations and a complete guide on how to monetize this in your credit repair business with step-by-step instructions.
Did you know that you can refer clients who have FCRA violations to a consumer law firm and receive a referral fee if successfully litigated? Additionally, your client can receive up to $1000 for a violation!

Bonus #2: FDCPA Guide
Complete guide explaining how to monetize this strategy. The average revenue per client is $$
Advocate for your clients and get paid doing it! This guide shows you step-by-step how to do this.

Bonus #3: Mystery Gift!
You will be asked for your physical address during checkout to let us know where to ship it!